Leveraging OpenFMI and the eZAR protocol.

SMD Wallet is revolutionising the way retailers operate. By adopting eZAR, retailers and consumers benefit.

Save on Acquiring Fees

Avoid costly traditional payment rail fee's with OpenFMI and the eZAR Protocol.

Multiple Cash-in Options

We have them all, Cash at ATM & Till’s, wallet, RTC and more.

Competitive Rates

Competitive rates on; card present & not present, instant eft and cash deposits.

Instant Free Payouts

Pay directly into customer wallets instantly and with zero cost.

Earn Yield on Reserves

Earn yield on your reserves, and pay a portion out to customers as rewards.

Fee's on Currency Swaps

Earn fee's when customers make in-app currency swaps between eZAR & eUSD.

Our B2B Offerings

Commonly asked questions